When characters go adventuring, one of the primary reasons for doing so is for finding treasures. The following section will give you some guidelines for determining how much treasure a foe might have based upon their level.

Animals and creatures will likely only have such treasure in their lairs, if they brought prey back to their lairs to consume them. Intelligent creatures and beings, such as Goblins and Orcs, are much more likely to carry their treasure on them. As GM, you should determine what treasure the creature has before an encounter as intelligent creatures are quite likely to be using any magic items that they might have that are appropriate to them.

The following table gives the likelihood of a creature having a given type of treasure based on its level, and if so, how much treasure. However, we are not giving you “random treasure tables” because it is felt that you, the GM, should determine the actual items based upon your setting and campaign and how rich you prefer the game to be. Remember, this table is only meant as a guideline, and you, the GM, should feel free to deviate from it as circumstances require for your particular game.

It is also important to remember that this table is meant for determining the wealth that an individual is carrying on his person, or that can be found in the lair of a non-intelligent creature. For intelligent creatures, such as Dragons, this table is far from adequate and the GM should use his judgment in determining what sorts of treasures might be found.